I thought I was too old, and it was too late for me. It’s never too late. Four Quadrants said ‘Let’s look at your situation and see what we can do.’ I was 65, and that was 15 years ago. Here we are today.
I thought I was too old, and it was too late for me. It’s never too late. Four Quadrants said ‘Let’s look at your situation and see what we can do.’ I was 65, and that was 15 years ago. Here we are today.
Four Quadrants reorganized Dr. Bob Mattern's accounts, converted underperforming life insurance accounts and found places in his practice that would increase cash flow and swell his retirement accounts. Bob’s been a client ever since. And now that he’s nearly two years into retirement, we asked him to reflect on his time as one of our longest-serving clients.
Dr. Bob Mattern is somewhat of an institution in the Northwestern Indiana Dental Community. He had built a successful practice in Wabash, was putting multiple children through college, two of whom would later become dentists, and enjoyed a fantastic relationship with generations of Wabash Valley patients. And he showed no sign of slowing down at age 65. That was 15 years ago.
It was also the time he happened to listen intently to a Four Quadrants’ presentation about retirement during a dental society meeting. As he made small talk afterward, he was convinced he had waited too long to save for retirement and hoped the sale of his practice would do the trick.
But it’s never too late to try. And sure enough, Four Quadrants reorganized his accounts, converted underperforming life insurance accounts and found places in his practice that would increase cash flow and swell his retirement accounts.
Bob’s been a client ever since. And now that he’s nearly two years into retirement, we asked him to reflect on his time as one of our longest-serving clients.
Dr. Bob Mattern - Four Quadrants attended a Wabash Valley Dental Society meeting up in Marion. Following the meeting I mentioned casually that I thought I was too old, and it was too late for me. I should’ve heard your spiel years before. (Four Quadrants Founder) Jason Smith said “It’s never too late. Let’s look at your situation and see what we can do.”
I was 65, and that was 15 years ago. Here we are today.
Dr. Bob Mattern - It’s never too late. Four Quadrants organized our accounts and our money which it not been the case. We had things here and there; now it’s all organized nicely in one bundle. I know where I stand and what I have. Of course, you can count on them to manage it and grow it.
Barbara Mattern - We had four children in college and paying for them, we were uncomfortable about our financial planning, and Four Quadrants organized it, and then we stopped having to worry about it. It’s just that simple.
Dr. Bob Mattern - So our experience has been, it wasn’t too late, and I believe it’s never too late to retire. I also think though that this staff here at Four Quadrants has high integrity and are experts at specifically what Dentists should do.
How they should structure things, so the practice prospers but you are personally taken care of too. They are always honest with you in every way, and they guide you in the right direction so that you can be able to have a comfortable retirement. That was something I wasn’t sure I was going to have in my life until I started working with them.
Dr. Bob Mattern - We had things here and there financially and a lot of different accounts, they took some things such as our insurance cash value out of that and invested it smartly, and it made far more money than would’ve been making through the insurance.
Four Quadrants counseled us on the need to make good investments, and I have the proof they are safe investments. You look at the balance sheet each year and sometimes they’re too good to be true.
One thing I feel good about, they also got us into a will. We did not have that before we started working with them and they have it organized, and it’s together, and can be taken care of.
Barbara Mattern - We bought a condo right before we retired and we would go down there, and we thought that was comfortable. We can relax.
Dr. Bob Mattern - It’s hard to remember what I thought retirement would be like back then, I only retired a year and a half ago! (laughs). But 15 years ago I didn’t have a particular plan to retire at 65 or 70 like some people do, I just thought I would do it as long as I can.
Dr. Bob Mattern - I feel like we can do quite a few things for the family. Help them out with grandkids. We take them on vacations or help them with expenses.
Barbara Mattern - If you have any questions, Four Quadrants can answer them.
