Client Stories

James Huseman

Well, we've been a Four Quadrants client since 2011. My practice currently is a five-operatory practice. It's a general practice and I do see all age groups, to multi-generational type practice. So we're going to see a lot of insurance patients. We're going to see some fee for service but general practice is pretty much what it is. Well, I was working for a corporation for a period of years and had the option to purchase the practice from them. And prior to making that purchase, wanted to get a little bit more information as far as the appropriate recommendations, just to make sure that we were moving in the right direction. And so Four Quadrants was a company that I was directed to and I met with them and they were able to steer us through that purchase. Our expectations for retirement prior to coming Four Quadrants... I wouldn't say that we really had expectations. And I think that was the problem, is we didn't really know what we were doing as far as retirement. We knew we should plan and put some money away. How much we needed to put away always varied because we'd have expenses and bills throughout the months in the year. And so we'd put whatever extra was there into a savings account and just kind of let that swell up as much as it could. Then coming to Four Quadrants, they had a specific plan. They looked at our budget, gave us a budget, and it's quite amazing how much money we're able to get and save away while not altering our lifestyle at all. I mean, we're saving $200,000 a year, which is insane. Previously we were saving what? $10,000 a year or so and-

Michelle Huseman

And putting it in a savings account with low interest thinking that was a smart thing to do.

James Huseman

Putting it in a savings account, yeah, thinking that we were being responsible with our money. And yeah, coming out here, they rearranged some things, started a brokerage account, and like I said, $200,000 a year is what we're putting away. And we're on pace to retire early and retire multimillionaires.

Four Quadrants

You don't feel like your lifestyle has changed at all?

Michelle Huseman

No. If anything, it's easier because we know we're comfortable. There's less financial stress at home because we know that the money's there and that we're going to be taken care of later on. And same with him at work. I feel like at work, the financial burden is gone. If we have questions, we can go to them.

James Huseman

So I get to do what I was trained to do, be a dentist, instead of worrying about being the money manager or worry about the marketing aspect. And they helped us to make sure things were where they needed to be.

Michelle Huseman

They're just our go-to guys. They helped us with buying a new house, building a new house. If we have any question that we're not sure about, whether it's business or even personal life... We're thinking buy a new car so they're one of the first people we call to help us determine what we can afford, what we should look at, how much we should put down, if we're going to finance or not. I feel like they make our life easier.

James Huseman

They're our go-to in making sure that our money is taken care of.