Dr. Thomas and Tamma Kennedy
Thomas Michael Kennedy, D.D.S.
Dr. Thomas and Tamma Kennedy graciously spare a moment from their bustling schedule to join Four Quadrants for an insightful discussion on how our services have not only enriched their practice but also positively transformed their lives.
My practice is a solo practice in a small town in Southern Indiana, started in 1980. We've changed physical locations one time and been in that location, and that's where we're continuing to this day. The best news I've heard today is some of the plans we've been making are starting to translate into some numbers in the savings in the bank accounts. So, we're starting to see some of them actually start to physically take form. So, that's encouraging that, hey, it's starting to work. And you can see how they're showing us how it kind of extrapolates out to what we're shooting for and good to see that it's coming to fruition.
The best thing I heard today is how much we've saved in the past year. They've got us so on track of what we're going to be able to have and our spend spending, we don't spend a lot, so I think we're going to be fine.
More than anything, it's being able to do it without compromising our lifestyle. And if anything, our lifestyle is more comfortable than it was.
It's taken away a lot of worries because we get a set salary now, we know what we're going to have, what we're worth.
Yeah, we can get off the living from week to week. Okay, I've paid the bills and the payroll, then what do we have left to work with? Some unexpected expense comes up, not a big deal, just write a check. I was starting to actually take a closer look at this and how it added up to retiring. I think a lot of dentists are like me, and so you just kind of did tradition of what you've heard and what your colleagues have done, and then you find out later on, well, not having a plan is not really working out when it is time to retire. You need a plan.
More time with our grandkids.
How many grandkids do you have?
Three. Three little girls.
Are they spoiled?
We work it. It's our job and we do it well. We're close to our children and we just like to do things with them. I'm going to take a backpacking trip with my son in Colorado this summer, and I'm just going to take him and say, "Daddy's going to pay for it. Let's go do it." That's the kind of thing that I'm planning for in retirement. I would recommend Four Quadrants because they're so dental-specific. They're zoned in on what your need is in and what needed to happen for you. It is different than the general population who works for a salary, for a corporation. It's completely different, and not everybody out there is aware of that.
They are in tune to us personally, and they have just helped us so much. I mean, I would recommend them so that they can get you on the track to saving and retiring and having your life comfortable.