Dr. Robert and Barbara Mattern
Berrien Wabash, IN
Four Quadrants took charge of reorganizing Dr. Bob Mattern's accounts, skillfully transforming underperforming life insurance accounts into thriving ones. They also strategically identified opportunities within his practice that significantly boosted cash flow and contributed to the growth of his retirement accounts. Ever since, Bob has remained a loyal client of Four Quadrants. Now, as he approaches nearly two years into retirement, we had the privilege of asking him to reflect on his remarkable journey as one of our most valued and long-standing clients.
Four Quadrants attended a Wabash Valley Dental Society meeting up in Marion. Following the meeting, I mentioned casually that I thought I was too old, and it was too late for me. I should’ve heard your spiel years before. (Four Quadrants Founder) Jason Smith said “It’s never too late. Let’s look at your situation and see what we can do.” I was 65, and that was 15 years ago. Here we are today.
It’s never too late. Four Quadrants organized our accounts and our money which it not been the case. We had things here and there; now it’s all organized nicely in one bundle. I know where I stand and what I have. Of course, you can count on them to manage it and grow it.
We had four children in college and paying for them, we were uncomfortable about our financial planning, and Four Quadrants organized it, and then we stopped having to worry about it. It’s just that simple.
So our experience has been, it wasn’t too late, and I believe it’s never too late to retire. I also think though that this staff here at Four Quadrants has high integrity and are experts at specifically what Dentists should do. How they should structure things, so the practice prospers but you are personally taken care of too. They are always honest with you in every way, and they guide you in the right direction so that you can be able to have a comfortable retirement. That was something I wasn’t sure I was going to have in my life until I started working with them.
We had things here and there financially and a lot of different accounts, they took some things such as our insurance cash value out of that and invested it smartly, and it made far more money than would’ve been making through the insurance. Four Quadrants counseled us on the need to make good investments, and I have the proof they are safe investments. You look at the balance sheet each year and sometimes they’re too good to be true. One thing I feel good about, they also got us into a will. We did not have that before we started working with them and they have it organized, and it’s together, and can be taken care of.
We bought a condo right before we retired and we would go down there, and we thought that was comfortable. We can relax.
It’s hard to remember what I thought retirement would be like back then, I only retired a year and a half ago! (laughs). But 15 years ago I didn’t have a particular plan to retire at 65 or 70 like some people do, I just thought I would do it as long as I can.
I feel like we can do quite a few things for the family. Help them out with grandkids. We take them on vacations or help them with expenses.
If you have any questions, Four Quadrants can answer them.